Luminary Life
Luminary Business OS
A business operating system that takes a member from first pitch practice to a multi-entity structure, with a live Stripe payout pipeline underneath.
01 The story
Live at business.luminarylife.ai. Members practice sales conversations against Lumen in streamed roleplay and get scored feedback, track real sales through a kanban with a 12-month accrual ledger, then graduate into formation: entity structure, a 12-driver Legacy Score, compliance reminders, family wealth tooling, and consolidated P&L across operating companies. The payout pipeline is real: a monthly cron batches accrued ledger rows into idempotent Stripe transfers, and a webhook state machine walks each one from accrued to paid, with clawback on churn.
02 What went into it
- Lumen pitch roleplay with streamed responses and structured scoring
- Sales kanban with immutable 12-month accrual entries and churn clawback
- Formation wizard that re-derives its recommendation server-side
- 12-driver Legacy Score with radar visualization
- Consolidated P&L with CSV round-trip import and export
- Live Stripe payout pipeline: monthly cron, idempotent transfer batching
- Required educational and income disclaimers on every relevant surface
- Rate guardrail rejecting implausible sales-entry bursts
03 Claude in production
Every AI call runs server-side under the Lumen governance layer: no client keys, cost telemetry on every call, and a human confirming every consequential write.
04 Stack and capabilities